| Rev Cred/Home Eq | 47% | |
| Auto Loans/Recs | 18% | |
| Non-Jumbo Mtg Ln | 13% | |
| Credit Card Rec | 9% | |
| Student Loans | 5% | |
| Other | 8% | |
More From Asset Securitization Report
Pagaya’s latest ABS raises $414.4 million from unsecured consumer loans
If PAID 2026-REV1 doesn't breach any triggers, then the deal might pay an annual step-up premium representing 1.00% of each class's outstanding amount.
Household debt at a high, risks lurk beneath stable arrears
Serious delinquency transitions in older mortgages inched up, hinting at the impact of an FHA rule change's impact in conjunction with other stressors.
Sallie Mae’s latest ABS deal raises $1.5 billion
Loans originated under Sallie Mae's Smart Option loan program, which have demonstrated significantly lower default rates compared with those from the Signature program, make up the entire collateral pool.
Ally Bank issues $1.1 billion in prime auto ABS
Many credit drivers are stable; agencies are being vigilant about several macroeconomic factors that might destabilize borrowers' ability to keep servicing their auto loan debt. One is student loan debt.
Consumer debt accelerates in December, fueled by mortgages
Total consumer debt in the United States hit $18.2 trillion by the end of last year, with $12.8 trillion attributed to first mortgages, according to Equifax.