| ADJUSTABLE-RATE MORTAGE SPREADS | ||||
| ARM Type | Index Value |
Effective Margin |
OAS | ZVO |
| GNMA | ||||
| 04/14/04 | 1.32 | 176.0 | 91.0 | 167.0 |
| Previous Week | 1.23 | 185.0 | 100.0 | 102.0 |
| Conventional- 1-Year CMT | ||||
| 04/14/04 | 1.32 | 136.0 | 141.0 | 142.0 |
| Previous Week | 1.23 | 142.0 | 152.0 | 153.0 |
| Conventional- Cofi- 11th | ||||
| 04/14/04 | 1.841 | 113.0 | 91.0 | 167.0 |
| Previous Week | 1.841 | 116.0 | 102.0 | 185.0 |
| Source: Capital Management Sciences | ||||
Adjustable-Rate Mortgage Spreads
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