| ADJUSTABLE-RATE MORTAGE SPREADS | ||||
| ARM Type | Index Value |
Effective Margin |
OAS | ZVO |
| GNMA | ||||
| 05/18/05 | 3.35 | 77.0 | 90.0 | 88.0 |
| Previous Week | 3.33 | 83.0 | 74.0 | 74.0 |
| Conventional | ||||
| 05/18/05 | 3.35 | 118.0 | 152.0 | 152.0 |
| Previous Week | 3.33 | 121.0 | 141.0 | 141.0 |
| Conventional | ||||
| 05/18/05 | 2.4 | 136.0 | 55.0 | 58.0 |
| Previous Week | 2.4 | 122.0 | 24.0 | 24.0 |
| Source: Capital Management Sciences | ||||
Adjustable-Rate Mortgage Spreads
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