Todd Baker

Senior Fellow, Columbia University

Todd H. Baker is a senior fellow at the Richman Center for Business, Law & Public Policy at Columbia University; and the managing principal of Broadmoor Consulting LLC.

Fintech regulations

Opinion How regulators besides the OCC can help fintechs

The Office of the Comptroller of the Currency has gotten the ball rolling for financial technology firms trying to operate a national platform, but the FDIC and Federal Reserve should act to remove other policy roadblocks.

By Todd Baker

December 17

Fintech

Opinion Renaud Laplanche’s redemption story is a bad omen for fintech

Despite being barred from the securities industry by the SEC, LendingClub’s founder has found plenty of people to back his latest venture — and that’s a problem.

By Todd Baker

October 19

ABS

Marketplace Lenders Are a Systemic Risk

Once again the markets have fallen in love with a group of young, aggressive and not very regulated lenders.

By Todd Baker

August 18