| ADJUSTABLE-RATE MORTAGE SPREADS | ||||
| ARM Type | Index Value |
Effective Margin |
OAS | ZVO |
| GNMA | ||||
| 04/30/03 | 1.31 | 153.0 | 92.0 | 91.0 |
| Previous Week | 1.33 | 148.0 | 92.0 | 96.0 |
| Conventional- 1-Year CMT | ||||
| 04/30/03 | 1.31 | 159.0 | 149.0 | 147.0 |
| Previous Week | 1.33 | 136.0 | 167.0 | 171.0 |
| Conventional- Cofi- 11th | ||||
| 04/30/03 | 2.21 | 117.0 | 103.0 | 186.0 |
| Previous Week | 2.257 | 115.0 | 124.0 | 219.0 |
| Source: Capital Management Sciences | ||||
Adjustable-Rate Mortgage Spreads
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