| ADJUSTABLE-RATE MORTAGE SPREADS | ||||
| ARM Type | Index Value |
Effective Margin |
OAS | ZVO |
| GNMA | ||||
| 05/14/03 | 1.23 | 161.0 | 135.0 | 135.0 |
| Previous Week | 1.25 | 157.0 | 96.0 | 96.0 |
| Conventional- 1-Year CMT | ||||
| 05/14/03 | 1.23 | 158.0 | 167.0 | 167.0 |
| Previous Week | 1.25 | 160.0 | 146.0 | 149.0 |
| Conventional- Cofi- 11th | ||||
| 05/14/03 | 2.21 | 113.0 | 114.0 | 211.0 |
| Previous Week | 2.21 | 115.0 | 107.0 | 186.0 |
| Source: Capital Management Sciences | ||||
Adjustable-Rate Mortgage Spreads
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