| ADJUSTABLE-RATE MORTAGE SPREADS | ||||
| ARM Type | Index Value |
Effective Margin |
OAS | ZVO |
| GNMA | ||||
| 07/23/03 | 1.1 | 178.0 | 121.0 | 121.0 |
| Previous Week | 1.08 | 175.0 | 100.0 | 99.0 |
| Conventional- 1-Year CMT | ||||
| 07/23/03 | 1.1 | 125.0 | 157.0 | 155.0 |
| Previous Week | 1.08 | 126.0 | 136.0 | 135.0 |
| Conventional- Cofi- 11th | ||||
| 07/23/03 | 2.13 | 115.0 | 122.0 | 235.0 |
| Previous Week | 2.13 | 116.0 | 125.0 | 235.0 |
| Source: Capital Management Sciences | ||||
Adjustable-Rate Mortgage Spreads
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