| ADJUSTABLE-RATE MORTAGE SPREADS | ||||
| ARM Type | Index Value |
Effective Margin |
OAS | ZVO |
| GNMA | ||||
| 08/13/03 | 1.26 | 174.0 | 92.0 | 113.0 |
| Previous Week | 1.22 | 180.0 | 103.0 | 114.0 |
| Conventional- 1-Year CMT | ||||
| 08/13/03 | 1.26 | 113.0 | 127.0 | 128.0 |
| Previous Week | 1.22 | 120.0 | 130.0 | 130.0 |
| Conventional- Cofi- 11th | ||||
| 08/13/03 | 2.113 | 106.0 | 80.0 | 191.0 |
| Previous Week | 2.113 | 108.0 | 86.0 | 192.0 |
| Source: Capital Management Sciences | ||||
Adjustable-Rate Mortgage Spreads
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