| ADJUSTABLE-RATE MORTAGE SPREADS | ||||
| ARM Type | Index Value |
Effective Margin |
OAS | ZVO |
| GNMA | ||||
| 10/15/03 | 1.17 | 171.0 | 94.0 | 108.0 |
| Previous Week | 1.17 | 182.0 | 114.0 | 125.0 |
| Conventional- 1-Year CMT | ||||
| 10/15/03 | 1.2 | 116.0 | 130.0 | 130.0 |
| Previous Week | 1.17 | 123.0 | 136.0 | 136.0 |
| Conventional- Cofi- 11th | ||||
| 10/15/03 | 1.946 | 104.0 | 94.0 | 194.0 |
| Previous Week | 1.946 | 102.0 | 78.0 | 102.0 |
| Source: Capital Management Sciences | ||||
Adjustable-Rate Mortgage Spreads
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