| ADJUSTABLE-RATE MORTAGE SPREADS | ||||
| ARM Type | Index Value |
Effective Margin |
OAS | ZVO |
| GNMA | ||||
| 11/12/03 | 1.35 | 112.0 | 69.0 | 83.0 |
| Previous Week | 1.3 | 111.0 | 71.0 | 78.0 |
| Conventional- 1-Year CMT | ||||
| 11/12/03 | 1.35 | 114.0 | 128.0 | 130.0 |
| Previous Week | 1.3 | 99.0 | 133.0 | 133.0 |
| Conventional- Cofi- 11th | ||||
| 11/12/03 | 1.923 | 106.0 | 89.0 | 175.0 |
| Previous Week | 1.923 | 108.0 | 94.0 | 182.0 |
| Source: Capital Management Sciences | ||||
Adjustable-Rate Mortgage Spreads
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