| ADJUSTABLE-RATE MORTAGE SPREADS | ||||
| ARM Type | Index Value |
Effective Margin |
OAS | ZVO |
| GNMA | ||||
| 12/03/03 | 1.3 | 186.0 | 86.0 | 88.0 |
| Previous Week | 1.36 | 110.0 | 82.0 | 92.0 |
| Conventional- 1-Year CMT | ||||
| 12/03/03 | 1.3 | 116.0 | 105.0 | 107.0 |
| Previous Week | 1.36 | 109.0 | 138.0 | 139.0 |
| Conventional- Cofi- 11th | ||||
| 12/03/03 | 1.909 | 116.0 | 80.0 | 163.0 |
| Previous Week | 1.923 | 103.0 | 94.0 | 183.0 |
| Source: Capital Management Sciences | ||||
Adjustable-Rate Mortgage Spreads
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