| ADJUSTABLE-RATE MORTAGE SPREADS | ||||
| ARM Type | Index Value |
Effective Margin |
OAS | ZVO |
| GNMA | ||||
| 02/18/04 | 1.24 | 193.0 | 128.0 | 128.0 |
| Previous Week | 1.28 | 191.0 | 128.0 | 128.0 |
| Conventional- 1-Year CMT | ||||
| 02/18/04 | 1.28 | 114.0 | 132.0 | 133.0 |
| Previous Week | 1.28 | 116.0 | 133.0 | 135.0 |
| Conventional- Cofi- 11th | ||||
| 02/18/04 | 1.902 | 110.0 | 88.0 | 182.0 |
| Previous Week | 1.902 | 113.0 | 89.0 | 180.0 |
| Source: Capital Management Sciences | ||||
Adjustable-Rate Mortgage Spreads
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