| ADJUSTABLE-RATE MORTAGE SPREADS | ||||
| ARM Type | Index Value |
Effective Margin |
OAS | ZVO |
| GNMA | ||||
| 04/28/04 | 1.5 | 155.0 | 71.0 | 78.0 |
| Previous Week | 1.41 | 164.0 | 77.0 | 83.0 |
| Conventional- 1-Year CMT | ||||
| 04/28/04 | 1.5 | 121.0 | 141.0 | 144.0 |
| Previous Week | 1.41 | 129.0 | 142.0 | 144.0 |
| Conventional- Cofi- 11th | ||||
| 04/28/04 | 1.841 | 116.0 | 89.0 | 158.0 |
| Previous Week | 1.841 | 119.0 | 94.0 | 167.0 |
| Source: Capital Management Sciences | ||||
Adjustable-Rate Mortgage Spreads
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