| ADJUSTABLE-RATE MORTAGE SPREADS | ||||
| ARM Type | Index Value |
Effective Margin |
OAS | ZVO |
| GNMA | ||||
| 06/30/04 | 2.16 | 113.0 | 98.0 | 102.0 |
| Previous Week | 2.22 | 112.0 | 113.0 | 119.0 |
| Conventional | ||||
| 06/30/04 | 2.16 | 137.0 | 165.0 | 167.0 |
| Previous Week | 2.22 | 133.0 | 180.0 | 183.0 |
| Conventional | ||||
| 06/30/04 | 1.708 | 124.0 | 68.0 | 92.0 |
| Previous Week | 1.802 | 122.0 | 79.0 | 110.0 |
| Source: Capital Management Sciences | ||||
Adjustable-Rate Mortgage Spreads
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