| ADJUSTABLE-RATE MORTAGE SPREADS | ||||
| ARM Type | Index Value |
Effective Margin |
OAS | ZVO |
| GNMA | ||||
| 07/14/04 | 2.04 | 125.0 | 95.0 | 100.0 |
| Previous Week | 2.14 | 114.0 | 102.0 | 110.0 |
| Conventional | ||||
| 07/14/04 | 2.04 | 143.0 | 177.0 | 180.0 |
| Previous Week | 2.14 | 137.0 | 173.0 | 175.0 |
| Conventional | ||||
| 07/14/04 | 1.708 | 125.0 | 84.0 | 111.0 |
| Previous Week | 1.708 | 123.0 | 73.0 | 102.0 |
| Source: Capital Management Sciences | ||||
Adjustable-Rate Mortgage Spreads
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