| ADJUSTABLE-RATE MORTAGE SPREADS | ||||
| ARM Type | Index Value |
Effective Margin |
OAS | ZVO |
| GNMA | ||||
| 07/28/04 | 2.12 | 122.0 | 109.0 | 114.0 |
| Previous Week | 2.07 | 118.0 | 87.0 | 92.0 |
| Conventional | ||||
| 07/28/04 | 2.12 | 137.0 | 171.0 | 172.0 |
| Previous Week | 2.07 | 140.0 | 171.0 | 174.0 |
| Conventional | ||||
| 07/28/04 | 1.708 | 116.0 | 71.0 | 89.0 |
| Previous Week | 1.708 | 122.0 | 79.0 | 99.0 |
| Source: Capital Management Sciences | ||||
Adjustable-Rate Mortgage Spreads
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