| ADJUSTABLE-RATE MORTAGE SPREADS | ||||
| ARM Type | Index Value |
Effective Margin |
OAS | ZVO |
| GNMA | ||||
| 08/03/04 | 2.12 | 123.0 | 101.0 | 105.0 |
| Previous Week | 2.12 | 122.0 | 109.0 | 114.0 |
| Conventional | ||||
| 08/03/04 | 2.12 | 140.0 | 163.0 | 164.0 |
| Previous Week | 2.12 | 137.0 | 171.0 | 172.0 |
| Conventional | ||||
| 08/03/04 | 1.758 | 131.0 | 68.0 | 91.0 |
| Previous Week | 1.708 | 116.0 | 71.0 | 89.0 |
| Source: Capital Management Sciences | ||||
Adjustable-Rate Mortgage Spreads
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