| ADJUSTABLE-RATE MORTAGE SPREADS | ||||
| ARM Type | Index Value |
Effective Margin |
OAS | ZVO |
| GNMA | ||||
| 11/03/04 | 2.22 | 119.0 | 95.0 | 94.0 |
| Previous Week | 2.22 | 122.0 | 112.0 | 113.0 |
| Conventional | ||||
| 11/03/04 | 2.22 | 155.0 | 163.0 | 164.0 |
| Previous Week | 2.22 | 119.0 | 155.0 | 157.0 |
| Conventional | ||||
| 11/03/04 | 1.875 | 123.0 | 73.0 | 77.0 |
| Previous Week | 1.875 | 137.0 | 101.0 | 105.0 |
| Source: Capital Management Sciences | ||||
Adjustable-Rate Mortgage Spreads
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