| ADJUSTABLE-RATE MORTAGE SPREADS | ||||
| ARM Type | Index Value |
Effective Margin |
OAS | ZVO |
| GNMA | ||||
| 12/01/04 | 2.6 | 114.0 | 80.0 | 80.0 |
| Previous Week | 2.53 | 99.0 | 80.0 | 83.0 |
| Conventional | ||||
| 12/01/04 | 2.6 | 137.0 | 148.0 | 147.0 |
| Previous Week | 2.53 | 138.0 | 166.0 | 167.0 |
| Conventional | ||||
| 12/01/04 | 1.96 | 130.0 | 37.0 | 80.0 |
| Previous Week | 1.931 | 122.0 | 79.0 | 58.0 |
| Source: Capital Management Sciences | ||||
Adjustable-Rate Mortgage Spreads
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