| ADJUSTABLE-RATE MORTAGE SPREADS | ||||
| ARM Type | Index Value |
Effective Margin |
OAS | ZVO |
| GNMA | ||||
| 08/03/05 | 3.68 | 75.0 | 45.0 | 42.0 |
| Previous Week | 3.68 | 70.0 | 74.0 | 74.0 |
| Conventional | ||||
| 08/03/05 | 3.68 | 96.0 | 60.0 | 60.0 |
| Previous Week | 3.68 | 87.0 | 107.0 | 107.0 |
| Conventional | ||||
| 08/03/05 | 2.676 | 129.0 | 23.0 | 8.0 |
| Previous Week | 2.622 | 135.0 | 43.0 | 27.0 |
| Source: Capital Management Sciences | ||||
Adjustable-Rate Mortgage Spreads
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