| ADJUSTABLE-RATE MORTAGE SPREADS | ||||
| ARM Type | Index Value |
Effective Margin |
OAS | ZVO |
| GNMA | ||||
| 12/07/05 | 4.34 | 71.0 | 62.0 | 60.0 |
| Previous Week | 4.3 | 65.0 | 85.0 | 83.0 |
| Conventional | ||||
| 12/07/05 | 4.34 | 55.0 | 40.0 | 39.0 |
| Previous Week | 4.3 | 50.0 | 29.0 | 28.0 |
| Conventional | ||||
| 12/07/05 | 3.074 | 158.0 | 48.0 | 19.0 |
| Previous Week | 3.074 | 145.0 | 49.0 | 17.0 |
| Source: Capital Management Sciences | ||||
Adjustable-Rate Mortgage Spreads
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