| ADJUSTABLE-RATE MORTAGE SPREADS | ||||
| ARM Type | Index Value |
Effective Margin |
OAS | ZVO |
| GNMA | ||||
| 02/01/06 | 4.5 | 72.0 | 59.0 | 58.0 |
| Previous Week | 4.43 | 59.0 | 51.0 | 50.0 |
| Conventional | ||||
| 02/01/06 | 4.5 | 81.0 | 55.0 | 55.0 |
| Previous Week | 4.43 | 72.0 | 52.0 | 52.0 |
| Conventional | ||||
| 02/01/06 | 3.296 | 146.0 | 35.0 | 10.0 |
| Previous Week | 3.19 | 155.0 | 45.0 | 11.0 |
| Source: Capital Management Sciences | ||||
Adjustable-Rate Mortgage Spreads
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