| ADJUSTABLE-RATE MORTAGE SPREADS | ||||
| ARM Type | Index Value |
Effective Margin |
OAS | ZVO |
| GNMA | ||||
| 07/19/06 | 5.24 | 39.0 | 68.0 | 67.0 |
| Previous Week | 5.27 | 37.0 | 32.0 | 32.0 |
| Conventional | ||||
| 07/19/06 | 5.24 | 103.0 | 134.0 | 133.0 |
| Previous Week | 5.27 | 100.0 | 129.0 | 128.0 |
| Conventional | ||||
| 07/19/06 | 3.884 | 135.0 | 49.0 | 16.0 |
| Previous Week | 3.884 | 137.0 | 45.0 | 8.0 |
| Source: Capital Management Sciences | ||||
Adjustable-Rate Mortgage Spreads
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