Community banking

The Bancorp’s risky CRE pivot

The Delaware company, best known for issuing prepaid cards, has ramped up commercial real estate securitizations. The shift promises to deliver big fees, but it could also cause headaches if defaults spike.

By John Reosti
Reporter

CFPB turns its reg relief focus to HMDA

The Consumer Financial Protection Bureau proposed steps to ease Home Mortgage Disclosure Act requirements, just days after announcing it was retiring a platform to let users analyze raw mortgage data.

By Kate Berry
Reporter
American Banker